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Fresno/Clovis Real Estate News

The Penner family had their annual gingerbread creation contest!  Another great memory was made!

3 Tips to Make your Dream of Purchasing a House Come True
The New Year always brings resolutions and steps to achieve goals you have set out for yourself. If you are planning on buying a home in 2018, Realtor.com has set out three "habits" to help make that a reality.

1.)  Automate your down payment savings
Saving for a down payment is one of the biggest barriers to home ownership. Setting up a separate savings account as a "house fund" and having a small amount automatically placed in this account is a great start. It takes discipline and perseverance to save. Automating this process can make it easier and it's often said that, "If you never see the cash, you won't spend it."

2.)  Build your credit history and keep it clean
When applying for a mortgage, lenders want to see that you have paid off past debts. Keep on top of credit cards, car loans and student loans, making sure they are paid on time. Credit bureaus recommend using no more than 30% of the credit available to you.

3.)  Practice living on a budget
By downsizing, you can save more for your down payment and pay down other debts to improve your credit score. A recent survey showed that 95% of first-time home buyers were willing to "sacrifice" in order to purchase their home faster. The top three items suggested as cutbacks were new clothes, a new car and travel.



Market News

November by the Numbers*
Fresno Multiple Listing Service Numbers

  • Number of homes for sale 2016 vs. 2017 - 2285 vs 2294
  • Median price of sold homes in 2016 vs. 2017 $252,000 vs. $276,000
  • Months of homes in inventory before closing in 2016 vs. 2017 - 2.6 vs. 2.8

Unless otherwise specified, all numbers are Fresno County through 11/17.

 

Client Quote
"The Penner Team is the best real estate team in the Valley! They helped us get into our first home and when we went to sell our first home, 6 years later, they helped us sell our home in a week! We will be using them as we look to purchase our new home in the future."

Featured Listing
1591 E. La Quinta Dr. Fresno, CA. 93730
  • 2564 sq ft
  • 4 bedroom 3 bath
This stunning 2 story home has been completely redone from head to toe. With nearly 2600 sqft this 4-bedroom 3 bath home offers it all. As you enter you see the stunning dark laminate flooring which runs throughout most of the home. On your left is an attractive staircase and a formal dining room to your right. Through the dining room is a stunning kitchen with granite countertops, stainless steel appliances, a wine refrigerator, trendy tile backsplash, tons of cabinets, and a breakfast bar. Opposite the kitchen is a small eating area and a large living room with views out into the backyard. Rounding out the first floor is an isolated bedroom and bath room. Upstairs you will find a spacious loft, two more bedrooms, and a large master suite. The home also has a stunning backyard with lots of concrete, a pool, a covered patio, a 3-car garage, leased solar panels, and so much more. This is a must see home. 
Jesse H. Penner
Copyright © 2017 GUARANTEE REAL ESTATE, THE PENNER TEAM, All rights reserved.


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The Penner Team · 1275 N Willow · Clovis, Ca 93619 · USA

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