January 2017

Setting New Year's Resolutions can be a challenge. Below is a list of small, but impactful changes that you can make in your life to have a great 2017!

Validate People in Your Life More

It’s easy to take the significant people in your life for granted, especially when you see them every day. Taking the time to let them know how important they are to you on a regular basis will make both of you feel good and will strengthen the relationship.

Reconnect with an Old Friend

Nowadays it’s easier than ever to find old friends and strike up a new conversation with them. It often happens that two people can drift apart for no good reason, and it just takes one of them to rekindle things.

Be More Adventurous (Take More Chances)

It’s easy to get lulled into a life of routine and ritual, but most of us want to make sure that we’re leading a full and satisfying life. This doesn’t necessarily mean flying by the seat of your pants and making foolish decisions, but taking calculated risks and adding some excitement to your life could be just what the doctor ordered.
Model Healthy change, Not Failed New Year's Resolutions

New Year’s resolutions fail because people create goals that are tough and not thoroughly planned out. If you don't know where you're headed, you're bound to end up somewhere else.
Worry Less

I know that this is a goal that is easier said than done. Additionally, it’s putting pressure on yourself to stop doing something that feels out of your control, it intensifies your anxiety. Worrying about how much you worry is no solution. Instead, focus on the next few steps listed below. These steps will help you worry less, by planning you will have less reason to worry. 

Start a Savings Account or IRA

With an uncertainty surrounding our economy, it is both important and harder to put money away for a rainy day, or for your retirement. Make a resolve to putting away a small amount of money each month. This can be the difference between having some cash for an emergency or having the retirement you really want.

Get Your Estate Planned

If you haven’t created your will and other necessary estate planning documents, you can’t truly feel at ease and live your life fully. If your life should come to an abrupt or even natural end, how will the people left behind know what to do with your estate? If you’ve already got it handled, an annual glance at it to make sure it’s still current is recommended. If you have not handled this part of your financial life, my firm can handle this for you. Click here for more information.

Establish a Budget

Setting and sticking to a budget doesn’t have to be an inconvenience, and it doesn’t mean you must deny the free-spirited person inside you. You can still do the things you love, but you want to be aware of what you are spending your money on. Track all your spending during the month, from gas to coffee to lunch dates. Practicing this should not feel as though it is a punishment. Nor does it mean that you have to go without. At the end of the month review and decide on what extra activities mean the most to you and eliminate the others. Then take that extra money and establish a savings account. You will be amazed at the amount of money you can save!
Start small, and give yourself the support you need to help keep your resolution. Make a short plan to create your desired change, and review it every morning, making adjustments as necessary. The first 30 days, are the hardest! If you slip-up get right back on course and let that mistake go! You're creating habits, so be patient with yourself. Celebrate the small changes, they will become bigger as the year rolls on.
I wish you and your family the best in 2017!

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